Your USDC. Earning more.
Automatically.
Yield Router auto-optimizes your stablecoin yield across Base's top protocols. No lock-ups. No token. Just yield.
Current net APY: 8.4%
How It Works
Step 1
Deposit USDC
Connect your wallet and deposit any amount of USDC. One transaction. That is it.
Step 2
We optimize
Yield Router allocates your USDC across Aave, Morpho, and Aerodrome to find the best yield.
Step 3
You earn
Watch your balance grow. Withdraw anytime. No lock-ups, no penalties.
You receive yrUSDC — a standard ERC-4626 vault share that grows in value as yield accrues.
$0
Total Value Locked
0%
Net APY
0
Depositors
$0
Yield Paid
Security First
- Smart contracts audited
- Open source on GitHub
- Non-custodial — withdraw anytime
- No token — fees only
- 48-hour timelock on all changes
- Max 10% fee — hardcoded forever
Our smart contracts have been independently reviewed. All code is public. Your funds are never locked. We earn only when you earn — a 10% performance fee on yield generated, nothing else.
Risks to understand before depositing
- Smart contract risk: Yield Router and the protocols it uses (Morpho, Aave, Aerodrome) are software. Software can have bugs. An exploit could result in partial or total loss.
- Yield variability: APY changes based on market conditions. Past performance does not guarantee future returns.
- This is not a bank. There is no FDIC insurance or equivalent protection.
Frequently Asked Questions
Your USDC is deposited into the Yield Router vault smart contract. The vault then allocates it across multiple lending protocols on Base (Aave, Morpho, Aerodrome) to earn the best available yield. You receive yrUSDC shares representing your deposit.
yrUSDC is a vault share token that represents your deposit. It follows the ERC-4626 standard. Its value grows over time as yield is earned. When you withdraw, you exchange yrUSDC back for USDC at the current share price, which includes all yield earned.
The APY shown is the net annualized yield after the 10% performance fee. It is calculated from the vault's recent harvest data (yield collected from underlying protocols) and projected over a year. It fluctuates based on market conditions.
Yield Router charges a 10% performance fee on yield earned. That means we only make money when you make money. There are no management fees, no deposit fees, and no withdrawal fees. The 10% maximum is hardcoded in the smart contract and can never be increased.
Yes. There are no lock-up periods, no cooldown timers, and no withdrawal fees. You can withdraw your USDC at any time in a single transaction. The vault maintains an idle buffer to ensure instant liquidity for most withdrawals.
The main risks are smart contract risk (a bug in Yield Router or underlying protocols could lead to loss), yield variability (APY can change or decrease), and market conditions. This is not a bank and deposits are not insured. Only deposit what you can afford to put at risk.
The vault is managed by a 3-of-5 multisig with a 48-hour timelock on all changes. A separate 2-of-3 guardian multisig can pause the vault in an emergency. All governance actions are transparent and verifiable on-chain.
No. Yield Router does not have a governance token and does not plan to launch one. Revenue comes from the performance fee. This keeps incentives aligned: we grow when your yield grows.
Yield Router supports Coinbase Wallet, MetaMask, Rabby, and any wallet compatible with WalletConnect. Multi-sig wallets like Safe are also supported.
The minimum deposit is 10 USDC. There is no maximum per transaction, but the vault has a total deposit cap that is raised as the protocol matures.
Deposit USDC
USDC
Wallet balance: -- USDC
You will receive
Current share price
--
Net APY
--
$0.00
Current Value
+$0.00 earned (+0.00%)
since your first deposit
Shares held
Share price
--
Net APY
--
Your share of TVL
Yield History
Vault Allocation
Withdraw USDC
USDC
Available to withdraw: -- USDC
You will burn
--
You will receive
--
Vault Details
Parameters
Performance fee
10% of yield earned
Max fee (hardcoded)
10% — can never increase
Management fee
None
Withdrawal fee
None
Deposit cap
$1,000,000
Minimum deposit
10 USDC
Idle buffer
5%
Rebalance threshold
200 bps
Timelock delay
48 hours
Adapters (Yield Sources)
Idle Buffer: $340,000 (8.1%)
Security
Audit report
View PDF
Source code
GitHub
Governance
3-of-5 multisig + 48h timelock
Guardian
2-of-3 multisig (separate keys)
Pending changes
None
Bug bounty
$25,000
Risk Disclosures
- Smart contract risk: Yield Router and underlying protocols (Morpho, Aave, Aerodrome) are uninsured software. Exploits or bugs could result in partial or total loss of deposited funds.
- Protocol dependency risk: Yield Router depends on third-party protocols. A failure or exploit in Aave, Morpho, or Aerodrome could affect vault assets.
- Yield variability: APY fluctuates based on market demand for borrowing. Historical yields do not predict future performance.
- Governance risk: While changes require a 48-hour timelock, the multisig signers could theoretically act maliciously within protocol-defined constraints.
- This is not a bank account. There is no FDIC insurance, no deposit guarantee, and no recourse in case of loss. Only deposit funds you can afford to lose.